"Purchase applications decreased almost 7 percent over the week and refinances decreased around 2 percent, led by a larger decline in government refinances compared to conventional refinances." With rates continuing to slide lower, Kan noted, refinance borrowers with larger loan balances seemed more apt to take action.
“Mortgage applications surged last week, with refinance. an MBA economist, said in a statement. “The conventional index continues to grow, while the government index has generally been lower this.
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Although purchase activity remains solid, a drop in refinances contributed to mortgage applications declining further for the week ending May 1, 2019, according to the mortgage bankers association.
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"Mortgage applications decreased over the week, driven by a decline in refinances. With mortgage rates up for the second week in a row, it’s no surprise that refinancings slid 8 percent and average loan sizes dropped back closer to normal levels," said Joel Kan, MBA’s Associate Vice President of Economic and Industry Forecasting.
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Mortgage application activity increased for the second straight week in September while mortgage interest rates continued to ease, the Mortgage Bankers Association (MBA) reported in its Weekly.
"Purchase applications decreased almost seven percent over the week and refinances decreased around two percent, led by a larger decline in government refinances compared to conventional refinances." Added Kan, "With rates continuing to slide lower, refinance borrowers with larger loan balances seemed more apt to take action.
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Mortgage application volume increased an impressive 18.6% on an adjusted basis during the week ended March 29, as the average rate for a 30-year fixed-rate mortgage fell to 4.36%, down dramatically from 4.45% the previous week, according to the Mortgage Bankers Association’s (MBA) Weekly Applications Survey.
"Mortgage applications were down last week, even as rates moved lower across the board, with the 30year fixed rate at 4.08 percent. Refinance activity was lower, but we did see government.
The Mortgage Bankers Association. led by a larger decline in government refinances compared to conventional refinances.". MBA’s Weekly Mortgage Applications Survey has been conducted since.